X Platinum credit card

Apply for an X Platinum card and use for free for the first 6 months*

Apply for a card

  • Extensive insuranceReceive insurance both for yourself and your family
  • Interest-free periodTake the opportunity to delay payments for up to 45 days
  • Individual credit limitApply for a credit limit of up to 15,000 Euro

*100% discount on the fee for the first six (6) months for your main card starting from the 1st of the month after the card is issued.

Even better insurance

Including Covid-19 illness insurance, bicycle insurance, a help package for your home, and insurance for short trips around Latvia.

Find out more

Travel insurance and purchase protection

  • Both you and your whole family are insured when travelling abroad and in Latvia for up to 200,000 Euro
  • All your purchases are also insured for 120 days from purchase for up to 20,000 Euro


Tailored credit terms

  • An individually-set interest rate from 11.9% per year**
  • Credit limit from 700 to 15,000 Euro, with up to 45 days interest free
  • Minimum monthly payment—5% per month!
  • Use your X Platinum credit card without a credit limit


No monthly fee and other opportunities

  • Actively pay with your X Platinum card and receive a discount on the monthly fee of your main card of 50% or 100%
  • Contactless card, Andriod phone or Apple Pay, wristband or sticker payments
  • Free internet abroad with Boingo
  • Free Priority Pass card


X REWARDS prizes and discounts

  • Receive discounts from our partners throughout the Baltics. Special monthly offers on shopping, restaurants, leisure and cultural events
  • Register for the X REWARDS programme and receive X REWARDS points on every online and in-store purchase worldwide (1 Euro = 1 point)
  • Receive 4 or 10x higher X REWARDS point rates from our special partners
  • Exchange the points you collect for valuable prizes