consumer loan

Short term loan up to 1000 Euro

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  • Fixed interest rate
  • Repayment date of up to 1 year
  • Loan offer within 5 minutes

Why a small consumer loan?

There are times when unexpected expenses take us by surprise: broken household appliances, a course you want to take, fixing your car, etc. A small consumer loan can also help you if you aren’t a Citadele client. We offer the same terms for clients of all banks.

Small consumer loan to cover your needs

  • Receive a loan between 300 and 1,000 Euro.
  • Interest rate: 25% per year*.
  • Decide how quickly to pay it back - from 6 months to 1 year.
  • Processing commission just 5% of the loan sum. For example, 15 Euro commission fee for a 300 Euro loan.

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* Assuming an interest rate of 25% per year, with a total loan sum of 300 EUR, a 12 month contract, a processing fee of 15 EUR, the Annual Percentage Rate (APR) is 41.85%, the total sum to be repaid is 357.84 EUR, and the monthly repayment is 28.57 EUR.

What will my monthly repayment be?

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300 EUR

1 000 EUR


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Find out how much you can borrow

  • Fill in a credit rating evaluation form and receive your rating and offer straight away.
  • If you are already a Citadele client, you will get your exact offer via the online bank. You can process your loan there, and the money will be in your account immediately.
  • If you are the client of another bank, we will transfer the money to your Citadele account within 15 minutes of signing a contract.
  • To take out a loan, you must be at least 18 years of age, and your monthly income must be at least 350 Euro after taxes.

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How to receive a small loan?

  • Find out your credit rating to receive an offer. Apply via the online bank, our website, or in-branch.
  • Current clients can apply through our online bank. We will ask new clients to sign the contract at one of our branches.

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