Citadele payment card and Citadele payment card with e-ticket functionality

Fee for card 1.20 EUR per month
Fee for supplementary card 1.20 EUR per month
New card issue (instead of existing) Free of charge
Commission fee for goods and services purchase Free of charge
Cash withdrawal in Citadele Bank As from current account
Cash withdrawal in other banks 2% (min. 3EUR)
Cash withdrawal in Citadele Bank ATMs in Latvia Free of charge up to 800 EUR per month, 0.2% from amount above
Cash withdrawal in ATMs of other banks Free of charge 5 transactions or 800 EUR max per month, 2% (min. EUR 3) from amount above
Credit limit amount Individually
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure
Credit interest (per year) 28%
Interest for unauthorised negative balance (per day) 0.175%
SMS sent to customer about incoming sum to account Free of charge
Cash withdrawal at POS terminals at merchants Free of charge
Currency exchange mark-up fee 4,3%
Payment from account As from current account

Effective from 15.05.2019.


EUR 800 is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.