X smart

  X smart EUR X smart for youth1 EUR
Fee for card 1.20 EUR per month Free of charge
Fee for supplementary card 1.20 EUR per month Not offered
New card issue (instead of existing) Free of charge Free of charge
Commission fee for goods and services purchase Free of charge Free of charge
Cash withdrawal in Citadele Bank As from current account As from current account
Cash withdrawal in other banks 2% (min. 3 EUR) 2% (min. 3 EUR)
Cash withdrawal in Citadele Bank ATMs in Latvia Free of charge up to 800 EUR per month2 , 0.2% from amount above Free of charge up to 800 EUR per month2 , 0.2% from amount above
Cash withdrawal in ATMs of other banks Free of charge 5 transactions or 800 EUR max per month2 - free of charge, above limit 2% (min. EUR 3) Free of charge 5 transactions or 800 EUR max per month2- free of charge, above limit 2% (min. EUR 3)
Payment from account electr. payments - free of charge electr. payments - free of charge
SMS sent to customer about incoming sum to account Free of charge Free of charge
Cash withdrawal at POS terminals at merchants Free of charge Free of charge
Credit limit amount Individually Individually
Minimum instalment 5% of the used credit limit amount + 100% of the excess expenditure 5% of the used credit limit amount + 100% of the excess expenditure
Credit interest (per annum) for cards issued against safety deposit 3 28% 28%
Credit interest (per annum) for cards without safety deposit 28% 28%
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Currency exchange mark-up fee 3% 3%

Effective from 15.05.2019.

 


Aged16 till 21 (including).
EUR 800 is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.
New cards against a security deposit from 15.05.2019. not issued.