Payment cards that are not issued anymore

Maestro cards
Credit card Mastercard Standard
Credit card Visa Classic
Credit card Visa Gold
Visa Platinum
American Express® BLUE
American Express® Gold credit card
The Platinum Card®
The Platinum Card® with collateral deposit
 

Maestro cards

  Payment card 1 Offer for youth 3 Offer for seniors 4,5,6
Fee for card 1 EUR per month Free of charge 0.40 EUR per month
Fee for supplementary card 1 EUR per month Not available 0.20 EUR per month
New card issue (instead of existing)2 Free of charge Free of charge Free of charge
Commission fee for goods and services purchase Free of charge Free of charge Free of charge
Cash withdrawal in Citadele bank As from current account As from current account7 As from current account
Cash withdrawal in Citadele Bank ATMs in Latvia Free of charge up to 800 EUR 10 month, 0.2% from amount above Free of charge up to 800 EUR10: month, 0.2% from amount above Free of charge up to 800 EUR10: bez month, 0.2% from amount above
Cash withdrawal in other banks, in ATMs of other banks 1% (min. 3 EUR) 1% (min. 3 EUR)8 1% (min. 3 EUR)8
Kredītlimita apjoms9 Not available Not available Not available
Minimum instalment 100% of the used credit limit amount + 100% of excess expenditure Not available 100% of the used credit limit amount + 100% of excess expenditure
Credit interest (per year) 28% Not available 28%
Interest for unauthorised negative balance (per day) 0.175% 0.175% 0.175%
Payment from account As from current account As from current account As from current account
Cash withdrawal at POS terminals at merchants Free of charge Free of charge Free of charge
Currency exchange mark-up fee 4.3% 4.3% 4.3%
SMS sent to customer about incoming sum to account 0.09 EUR Free of charge Free of charge

Effective from 24.05.2019.


From 15.05.2019. Maestro cards USD are not issued.
As per 24 May 2019 are issued as Mastercard Debit.
Aged 7 till 21.
Offer is valid for customers from age 60.
Issue of power of attorney in Citadele Bank –free of charge.
Annual interest rate of term deposit: + 0.10% per annum
The service is available for person starting from age 18.
Cash withdrawal in other bank’s ATM once per month is free of charge.
From 01.02.2016. service “Credit limit amount” is not available.
10 EUR 800 is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.

Credit card Mastercard Standard1

  EUR USD
Fee for card 2 22 EUR per year 3/2 EUR per month 4 30 USD per year
Fee for supplementary card 22 EUR per year3/ 2 EUR per month4 30 USD per year
New card issue (instead of existing)5 Free of charge Free of charge
Commission fee for goods and services purchase Free of charge 0.5%
Cash withdrawal in Citadele Bank 3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal in other banks 3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal in Citadele Bank ATMs in Latvia 3% (min. 1.5 EUR) 3% (min. 3 USD)
Cash withdrawal in ATMs of other banks 3% (min. 3 EUR) 3% (min. 5 USD)
Credit limit amount Individually Individually
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure 5% of the spent credit limit amount + 100% of excess expenditure
Credit interest (per year) Individually Individually
Interest for unauthorised negative balance (per day) 0.175% 0.175%
SMS sent to customer about incoming sum to account 0.09EUR 0.09EUR
Currency exchange mark-up fee 4,3% 4,3%
Payment from account As form current account + 3% As form current account + 3%

Effective from 24.05.2019.


1 New cards are not longer issued.
2 Fee for card issued before 10.11.2008 is not applicable.
3 Fee for card issued before 21.09.2016.
4 Fee for card issued after 21.09.2016.
5 Cards will be replaced to X hero.

Credit card Visa Classic

  EUR USD
Fee for card 2.20 EUR per month 30 USD per annum
Fee for supplementary card 1 EUR per month 30 USD per annum
Fee for the card (Replacement of existing) Not offered Not offered
Commission fee for goods and services purchased Free of charge 0.5%
Cash withdrawal in Citadele Bank  3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal in Citadele Bank ATMs in Latvia 3% (min. 1.50 EUR) 3% (min. 3 USD)
Cash withdrawal in other banks, in ATM’s of other banks 3% (min. 3 EUR) 3% (min. 5 USD)
Amount of credit limit Individually Individually
Minimum installment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
The interest rate for the spent credit limit till the 15th date of the next month 0% -
Credit interest (per annum) Individually9 Individually1
Interest for unauthorized negative balance (per day) 0.175% 0.175%
Payment from account As from payment account + 3% As from payment account+ 3%

In force from 20.04.2018.


 

Credit card Visa Gold

  EUR USD
Fee for card 6 EUR per month 75 USD per annum
Fee for supplementary card 1.85 EUR per month 25 USD per annum
Fee for the card (Replacement of existing) Not offered Not offered
Commission fee for goods and services purchased Free of charge 0.5%
Cash withdrawal in Citadele Bank  3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal in Citadele Bank ATMs in Latvia 3% (min. 1.50 EUR) 3% (min. 3 USD)
Cash withdrawal in other banks, in ATM’s of other banks 3% (min. 3 EUR) 3% (min. 5 USD)
Amount of credit limit Individually Individually
Minimum installment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
The interest rate for the spent credit limit till the 15th date of the next month 0% -
Credit interest (per annum) Individually9 Individually9
Interest for unauthorized negative balance (per day) 0.175% 0.175%
Payment from account As from payment account + 3% As from payment account+ 3%
The annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR 30 EUR1
Concierge service1 200 EUR per annum 300 USD per annum

In force from 11.02.2019.

1 Service fee is applied for each payment card/cardholder linked to Concierge Service.


 

 

Credit card Visa Platinum

  EUR USD
Fee for card 350 EUR per annum 250 USD per annum
Fee for supplementary card Free of charge 125 USD per annum
Commission fee for goods and services purchased Free of charge 0.5%
Cash withdrawal in Citadele Bank ATMs in Latvia 3% (min. 1.50 EUR) 3% (min. 5 USD
Cash withdrawal in Citadele Bank  3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal in other banks, in ATM’s of other banks 3% (min. 3 EUR) 3% (min. 5 USD)
Payment from account1 As from payment account + 3% As from payment account+ 3%
Credit interest (per annum) 18% 18%
The interest rate for the spent credit limit till the 15th date of the next month 0% 0%
Minimum installment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
Fee for the card (Replacement of existing) 20 EUR -
The annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport2 30 EUR (VAT incl.)11 Equivalent to 30 EUR (VAT incl.)11
Concierge service Free of charge Free of charge

In force from 11.02.2019.

1 The additional commission of 3% is not applied, if a money transfer is executed within the terms of ‘Concierge service’
2 Within a calendar year, one person's two visits or two persons' one visit with Priority Pass to the airport’s VIP lounge to main card user is offered free of charge.

 

American Express® BLUE

  EUR
Amount of credit limit Not offered
Minimum installment 5% of the used credit limit amount + 100% of excess expenditure
The interest rate for the spent credit limit till the 15th date of the next month 0%
Credit interest (per annum) 22%
Interest for unauthorized negative balance (per day) 0.175%
Payment from account As from payment account + 3%

In force from 20.04.2018.

 

Credit card American Express® Gold

  EUR
Amount of credit limit Not offered
Minimum installment 5% of the used credit limit amount + 100% of excess expenditure
The interest rate for the spent credit limit till the 15th date of the next month 0%
Credit interest (per annum) 22%
Interest for unauthorized negative balance (per day) 0.175%
Payment from account As from payment account + 3%
The annual fee for Priority Pass Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport4 35 USD equivalent (VAT incl.)1
Concierge service2 200 EUR per annum

In force from 20.04.2018.

 

The Platinum Card®

  EUR
Amount of credit limit Not offered
Minimum installment 5% of the used credit limit amount + 100% of excess expenditure
The interest rate for the spent credit limit till the 15th date of the next month 0%
Credit interest (per annum) 18%
Interest for unauthorized negative balance (per day) 0.175%
Payment from account1 As from payment account+ 3%
The annual fee for Priority Pass Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport2 USD 35 equivalent (VAT incl.)
Concierge service6 Free of charge

In force from 20.04.2018.

1 The additional commission of 3% is not applied, if a money transfer is executed within the terms of ‘Concierge service’
2 Within a calendar year, one person's two visits or two persons' one visit with Priority Pass to the airport’s VIP lounge to main card user is offered free of charge
3 Fee for a visit (set in EUR) will be converted in card account’s currency according to Citadele Bank’s exchange rate for non-cash operations, for the day when the mentioned fee will be booked into account

 

The Platinum Card® for collateral deposit

  EUR
Drošības depozīts, kurš kalpo par finanšu nodrošinājumu kredītkartei Individually
Amount of credit limit Not offered
Minimum installment 5% of the used credit limit amount + 100% of excess expenditure
The interest rate for the spent credit limit till the 15th date of the next month 0%
Credit interest (per annum) 18%
Interest for unauthorized negative balance (per day) 0.175%
Payment from account1 As from payment account+3%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card See Appendix No. 1 chapter 3
The annual fee for Priority Pass Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport2 35 USD equivalent (VAT incl.)
Concierge service Free of charge

In force from 20.04.2018.

1 The additional commission of 3% is not applied, if money transfer is executed within the terms of ‘Concierge service’
2 Within a calendar year, one person's two visits or two persons' one visit with Priority Pass to airport’s VIP lounge to main card user is offered free of charge.
3 Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank’s exchange rate for non-cash operations, for the day when mentioned fee will be booked into account


1 Skolnieks vai students – LR rezidents, fiziskā persona vecumā no 12 līdz 25 gadiem.
2 Skaidras naudas izmaksa citas bankas bankomātos vienu reizi mēnesī ir bez maksas.
3 Pēc 22.04.2013. kredītlimita termiņš netiek pagarināts un netiek piešķirts no jauna.
4 Tiek piemērota Kartēm, kuras ir noformētas no 01.01.2015. Kartēm, kuras noformētas līdz 31.12.2014. (ieskaitot), līdz tekošā lietošanas gada beigām tiek piemērota maksa par karti gadā (71.14 EUR gadā pamata kartei, 21.34 EUR gadā papildu kartei), bet, sākot ar nākamo lietošanas gadu, tiek piemērota Cenrādī norādītā maksa par karti mēnesī.
5 ASV dolāros (USD) noteiktā maksa par vizīti tiek konvertēta kartes konta valūtā, izmantojot bankas Citadele valūtas kursu bezskaidras naudas norēķiniem darījuma iegrāmatošanas kontā dienā.
6 Pakalpojuma maksa tiek ieturēta par katru Concierge servisam pievienoto maksājumu karti / kartes lietotāju.
7 Papildu komisija 3% apmērā netiek piemērota, ja maksājums tiek veikts „Concierge serviss” ietvaros.
8 Kalendārā gada laikā, vienas personas divas vizītes vai divu personu viena vizīte Priority Pass lidostas biznesa zonā pamatkartes lietotājam ir bez maksas.
9 Kartēm bez drošības depozīta, kas noformētas, sākot ar 10.02.2017., un kartēm bez drošības depozīta, kurām sākot no 10.02.2017. palielināts kredītlimits. Kartēm, kas noformētas līdz 09.02.2017. (ieskaitot), un kartēm, kas noformētas pret drošības depozītu - kredīta procenti gadā - 22%.
10 Kalendārā gada laikā, vienas personas divas vizītes vai divu personu viena vizīte Priority Pass lidostas biznesa zonā pamatkartes lietotājam ir bez maksas.
11 EUR valūtā noteiktā maksa par vizīti tiek konvertēta kartes konta valūtā, izmantojot bankas Citadele valūtas kursu bezskaidras naudas norēķiniem darījuma iegrāmatošanas kontā dienā. 12 Karte ar atliktu valutēšanas termiņu. Valutēšanas termiņš (izņemot skaidras naudas izņemšanas darījumam) ir 15 kalendārās dienas pēc preču un pakalpojumu iegādes ar Karti grāmatojuma veikšanas kontā.
13 Spēkā no 30.06.2015. jaunām, aizvietotām un atjaunotām Citadeles norēķinu kartem. Kartēm, kas ir izsniegtas līdz 30.06.2015. tiek piemēroti Citadeles norēķinu kartes ar American Express® (American Express® un MasterCard karšu komplekts) ar e-talona funkcionalitāti rezidentiem, privātpersonām tarifi.
14 Pakalpojums pieejams tikai Citadeles norēķinu kartei.
15 Skaidras naudas izmaksa citas bankas bankomātā vienu reizi mēnesī ir bezmaksas.