Mastercard Debit payment cards

  payment card offer for youth1 offer for seniors2,3,4
Fee for card 1.20 EUR per month free of charge 0.70 EUR per month
Fee for supplementary card 1.20 EUR per month not available 0.70 EUR per month
New card issue (instead of existing) free of charge free of charge free of charge
Commission fee for goods and services purchase free of charge free of charge free of charge
Cash withdrawal in Citadele Bank as from current account as from current account5 as from current account
Cash withdrawal in Citadele Bank ATMs in Latvia free of charge up to 800 EUR per month6, 0.2% from amount above free of charge up to 800 EUR per month6, 0.2% from amount above free of charge up to 800 EUR per month6, 0.2% from amount above
Cash withdrawal in ATMs of other banks 1 transaction or 800 EUR max per month6 - free of charge, above limit 1% (min. EUR 3) 1 transaction or 800 EUR max per month6 - free of charge, above limit 1% (min. EUR 3) 1 transaction or 800 EUR max per month6 - free of charge, above limit 1% (min. EUR 3)
Cash withdrawal in other banks 1% (min. 3 EUR) 1% (min. 3 EUR) 1% (min. 3 EUR)
Credit limit amount not available not available not available
Minimum instalment 100% of the used credit limit amount + 100% of excess expenditure not available 100% of the used credit limit amount + 100% of excess expenditure
Credit interest (per year) 28% not available 28%
Interest for unauthorised negative balance (per day) 0.175% 0.175% 0.175%
Payment from account as form current account as form current account as form current account
Cash withdrawal at POS termina free of charge free of charge free of charge
Currency exchange mark-up fee 4.3% 4.3% 4.3%
SMS sent to customer about incoming sum to account 0.09 EUR free of charge free of charge

Effective from 15.10.2019.

 


1 Aged 7 till 21.
2 Offer is valid for customers from age 60.
3 Issue of power of attorney in Citadele Bank –free of charge.
4 Annual interest rate of term deposit: + 0.10% per annum.
5 The service is available for person starting from age 18.
6 EUR 800 is the total maximum cash withdrawal amount per month in all ATMs in Latvia and abroad together.