Lending

Mortgage Credit

1.1. Consideration of an application for credit issuing / amendments in credit transaction:
1.1.1 on the security of residential real property and/or land Free of charge
1.1.2. on the security of non-residential real property:  
for deals up to 300 000 EUR 75 EUR
for deals over 300 000 EUR 400 EUR
1.2. Execution of credit 2 % of total credit amount (min. 150 EUR)
1.3. Execution of amendments1:
1.3.1. additional credit amount granting 1.5% of credit amount regarding which amendments are made to (min. 150 EUR)
1.3.2. credit maturity term extension, credit currency change 1% of credit amount regarding which amendments are made to (min. 75 EUR)
1.3.3. loan security owner change, loan security change 1% of unpaid credit sum (min. 150 EUR)
1.3.4. credit payment date and/or principle of repayment of the credit change 30 EUR
1.3.5. execution of amendments to the other provisions of the agreement, not mentioned in sup-positions of paragraph 20.3. 50 EUR per each document
1.3.6. preparation of amendments to payment schedule at the customer’s request Free of charge
1.4. Credit repayment before the term provided for by the agreement Free of charge
1.5. Processing of the documents in case of the refinancing from other creditor or in case of the sale of a real estate that is mortgaged in favor of Citadele Bank in case the transaction will be financed by other creditor 2 600 EUR
1.6. Execution of amendments in documents, mentioned in paragraph 20.3. 50 EUR per each document
1.7. Credit resources reservation 1% annual for unused but reserved credit sum

Effective from 15.05.2019.

 

Credits for Private Consumption

Consideration of application for credit granting Free of charge
Execution of agreement on issuing of Credit for Private Consumption 2% from agreement amount (min. 100 EUR)
Execution of agreement on issuing of Credit for Private Consumption for Purchase of a Vehicle (Auto loan) 1% from agreement amount (min. 125 EUR)
Execution of agreement on issuing of Credit for Private Consumption for Refinancing 2% from agreement amount (min. 100 EUR)
Execution of agreement on issuing of Small Credit for Private Consumption 5% from agreement amount
Execution of amendments of provisions of the agreement 25 EUR

Effective from 01.07.2019.

 


If options mentioned in paragraphs 20.3.1 . – 20.3.6. are fulfilled simultaneously, the highest commission fee is applied
Commission fee for preparation of the documents (inc. references) set in Pricelist’s paragraph 22. is not applied simultaneously.