Payment cards

X smart

  • Earn points for each purchase and redeem them to valuable prizes, also receive discounts at our partners throughout Latvia
  • Withdraw up to 800 euro per month with no withdrawal fee: unlimited times from Citadele ATMs, other banks worldwide - 5 times per month
  • Get your salary paid into Citadele, and money in your account earns 1% per year
  • Transfer money in euro to all of Europe for free through the online bank or mobile app
  • Get free SMS messages alerting you about incoming payments

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Citadele payment card with e-ticket

  • The only payment card with e-ticket function
  • Withdraw up to 800 euro per month with no withdrawal fee: unlimited times from Citadele ATMs, other banks worldwide - 5 times per month
  • Enjoy discounts at our business partners in more than 240 places throughout Latvia
  • Get free SMS messages alerting you about incoming payments

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X credit cards

  • Use without a monthly fee for the first six months
  • Get personally calculated credit limit and up to 45 days interest-free
  • Earn points for each purchase and redeem them to valuable prizes, also receive discounts at our partners throughout Latvia
  • Earn extra points in your first 6 months of using the card, even up to 4x more with some of our loyalty programme partners
  • When buying from Circle K stations get a hot drink and Gold car wash for free, and fill up your car with a better discount on fuel
  • Travel safely! The X credit card provides insurance when travelling and shopping abroad and in Latvia

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Maestro payment card

  • Low monthly fee. Young people up 21 years old - no monthly fee
  • Enjoy discounts at our business partners in more than 240 places throughout Latvia
  • Withdraw up to 800 Euro per month from Citadele ATMs with no commission fee for the withdrawal

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Contactless Citadele payment card

  • Pay for your purchases faster using contactless payments
  • Withdraw up to 800 euro per month with no withdrawal fee: unlimited times from Citadele ATMs, other banks worldwide - 5 times per month
  • Enjoy discounts at our business partners throughout Latvia
  • Get free SMS messages alerting you about incoming payments

Citadele Visa credit cards = Visa X credit cards

  • Get the same advantages as the X credit cards with your previously issued Citadele Visa credit card
  • Visa Classic card provides the same benefits as X Card
  • Visa Gold card provides the same benefits as X Platinum card
  • Visa Platinum card provides the same benefits as X Infinite card*

* Except 8 free Fast Track visits per year, and with Priority Pass card, you receive two free visits per year instead of three free visits per year.

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