From dream to reality

You have to save to have savings - choose your saving account

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  • Save in a separate account
  • Access your money while maintaining your interest
  • Build savings for a child

More secure in a savings account

If all your money comes into your everyday account, it’s difficult to save. Who doesn’t know that?! Daily spending knows no boundaries. If you use a savings account, you have a better chance of saving for both yourself and your child’s future.

Easier to save towards your goal

  Maxi savings account Savings account+
Interest earned 0.05% per year 0.15% per year for EUR; 0.8% per year for USD
Interest paid Monthly Monthly
Payment card Yes No
Pay from the account by card No commission fee No
Monthly card fee Zero Zero
Deposit term Termless Termless
Transfer to another account with no commission fee   By applying online 7 days in advance By applying online 35 days in advance
Minimum deposit None None
Deposit regularity Free, when possible Free, when possible
Currency EUR EUR and USD
Private customers Yes Yes
Business customers No Yes

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Maxi savings account

If you need easy access to your money while also saving, choose the Maxi savings account.

  • We will give you a Mastercard payment card with no initial or monthly fee.
  • When paying by card, you can use your savings whenever you need.
  • Paying by a card from your Maxi savings account has no commission fee.
  • You will be able to transfer money to another account at any time at no additional cost. Just inform us seven days in advance.
  • Saving money will be easier if you deposit money regularly on your payday. A regular payment, set up once, will save time by transferring money automatically.

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Maxi savings account's calculator

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EUR

100 EUR

10 000 EUR

months

Apply

Savings account+

Save from your everyday expenses in a separate account.

  • If you choose to save and earn more, choose the Savings account+. It earns 3 times more interest than the Maxi savings account.
  • You can transfer money to another account at any time for no extra cost by informing the bank 35 days in advance.
  • Saving money will be easier if you deposit money regularly on your payday . A regular payment, set up once, will save time by transferring money automatically.

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Savings account+ calculator

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EUR

100 EUR

10 000 EUR

months

Apply

Child’s coming-of-age savings account

Give a child the gift of a powerful start to adulthood!

  • The best gift on a child’s 18th birthday? Savings planned well in advance and built up over several years. What it’s for - their education, a good computer, travels or their first car - can be discussed with your young adult.
  • Every year, on the child’s birthday, we will apply the interest earned over the year to the child’s account. The child gains access to their savings on becoming an adult.
  • The savings account can be formed in various currencies - EUR, USD or GBP.
  • The savings are guaranteed by the Deposit Guarantee Law.
  • Other people can pay into the account, like Grandparents and Godparents. A regular payment can be set up to automatically add to the account.

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One of the child’s parents, or their guardian, can open an account at any Citadele branch. You should bring the child’s birth certificate, or, in the case of a guardian, a certification of guardianship from the Orphan’s Court.

More opportunities

  • X Smart card for everyday

    X REWARDS prizes and discounts. Earn on your account balance. Free transfers to all of Europe.

    Apply easily and conveniently

  • Term deposits

    Make your money earn.

    Apply

  • Mobile app

    Pay with a look or touch. 100% card security. Contact the bank online.

    Find out more