Accumulative life
insurance

Save for your goals and don’t stress about the unexpected

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  • Insure your life and save for your goals and dreams
  • Get insured for a sum similar to your loans, if you are a borrower
  • Use the opportunity to receive a return on your income tax of up to 20%

Why insure your life and start saving?

Life insurance with savings will help you feel more secure about your future plans: it will help you ensure financial support for yourself and your loved ones in case of an accident, particularly if you have taken out loans. If you wish,  you can both insure and save when signing one contract. These savings will help you to reach various goals: save for your children’s education, a down payment on a home, or faster repayment of loans.

Accumulative life insurance

  • Insure your life and protect yourself against unexpected and unpleasant life situations: injuries and disability caused by accidents.
  • Anyone can save: save for large or small goals, starting from 30 EUR per month.
  • Freely add life insurance to an existing savings contract.
  • If you have a large family and a 3+ Family Card, we will process your insurance contract for free. We will also give you a discount on the commission fee and bonus accident insurance.
  • You can link your savings to your savings account rate, or share, bond or strategic investment funds.

Apply for a consultation

Borrower life insurance

When you take on a loan, you also take on additional responsibility towards your loved ones. Share this responsibility with us, and choose borrower life insurance!

  • Insure your life for a sum similar to your loans and be insured against unexpected life situations:  injuries and disability caused by accidents.
  • As part of one insurance contract you can insure the lives of both the borrower and the guarantor.
  • Save to repay faster: you can form savings alongside your life insurance.
  • Take out borrower life insurance even if your loan is from a different credit institution.
  • In the case of loss of life, the insured person’s loan will be covered by the insurance in accordance with the terms set in the contract.

Apply for a consultation

If an accident takes place:

  • Fill in an application online or in any Citadele branch in Latvia.
  • Send us a description of the accident and medical documents proving and linked with the event.
  • We will do all we can to process your claim as quickly as possible.
  • If necessary, we will contact you via the phone number or email which you provide.

Tax calculator

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EUR

4 800 EUR

120 000 EUR

Annual savings payments

EUR
EUR

0 EUR

1 000 EUR

Predicted tax rebate on your annual payments made

The calculator demonstrates the basic principles of the tax rebate, but does not guarantee absolute precision, because your own specific information is not taken into account in the calculation. You can find out more about income tax rebates in the section Income tax rebate.

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