Check your credit rating

What is the amount of Consumer Loans you can receive? What will your interest rate be?

Check now

  • Quickly
  • Without liabilities
  • Even if you are not a Citadele customer

What is a credit rating?

A credit rating is an assessment of borrowing ability. The credit raiting will determine both the maximum loan amount and loan interest rate, taking into account your:

  • Credit history - delayed payments have a negative impact on credit rating
  • Existing liabilities – the larger your amount of existing liabilities, the smaller your amount of available loans
  1. Check your credit rating

    If you have received a loan offer from another lender or if you already have a loan elsewhere, compare your loan conditions with our offer

  2. Compare the conditions

    If you have received a loan offer from another lender or if you already have a loan elsewhere, compare the conditions with our offer

  3. Make use of the offer

    If you are interested, apply for a loan

Check your credit rating

More than 130 000 people have already found out their credit rating

X credit cards

  • Use without a monthly fee for the first six months
  • Get personally calculated credit limit and up to 45 days interest-free
  • Earn points for each purchase and redeem them to valuable prizes, also receive discounts at our partners throughout Latvia
  • Earn extra points in your first 6 months of using the card, even up to 4x more with some of our loyalty programme partners
  • When buying from Circle K stations get a hot drink and Gold car wash for free, and fill up your car with a better discount on fuel
  • Travel safely! The X credit card provides insurance when travelling and shopping abroad and in Latvia

The better the credit rating, the better the loan conditions!

Credit raiting
Very good
We offer loans on the best termas to customers with the lowest credit risk
Good
We offer loans on good terms to customers with low credit risk
Average
We offer loans on nonstandard terms to customers with average credit risk
Improvable
We cannot offer a loan to customers with high credit risk

How can you improve your credit rating?

Advice on how to improve a credit rating

Do you already have a consumer loan?

Check your credit rating to make sure your conditions are favourable.

Check your credit rating

Want to find out more?

Call or write 

67010000