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Check your credit rating
What is the amount of Consumer Loans you can receive? What will your interest rate be?
- Quickly
- Without liabilities
- Even if you are not a Citadele customer
What is a credit rating?
A credit rating is an assessment of borrowing ability. The credit raiting will determine both the maximum loan amount and loan interest rate, taking into account your:
- Credit history - delayed payments have a negative impact on credit rating
- Existing liabilities – the larger your amount of existing liabilities, the smaller your amount of available loans
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Check your credit rating
If you have received a loan offer from another lender or if you already have a loan elsewhere, compare your loan conditions with our offer
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Compare the conditions
If you have received a loan offer from another lender or if you already have a loan elsewhere, compare the conditions with our offer
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Make use of the offer
If you are interested, apply for a loan
More than 130 000 people have already found out their credit rating
The better the credit rating, the better the loan conditions!
- Very good
- We offer loans on the best termas to customers with the lowest credit risk
- Good
- We offer loans on good terms to customers with low credit risk
- Average
- We offer loans on nonstandard terms to customers with average credit risk
- Improvable
- We cannot offer a loan to customers with high credit risk
How can you improve your credit rating?
Do you already have a consumer loan?
Check your credit rating to make sure your conditions are favourable.
X credit cards
- Use without a monthly fee for the first six months
- Get personally calculated credit limit and up to 45 days interest-free
- Earn points for each purchase and redeem them to valuable prizes, also receive discounts at our partners throughout Latvia
- Earn extra points in your first 6 months of using the card, even up to 4x more with some of our loyalty programme partners
- When buying from Circle K stations get a hot drink and Gold car wash for free, and fill up your car with a better discount on fuel
- Travel safely! The X credit card provides insurance when travelling and shopping abroad and in Latvia