Receiving income at Citadele has become even more profitable

Offer conditions

Clients (private persons) who entered into an agreement on a new basic Citadele payment card as of 02.01.2017 can receive a preferred offer: they can withdraw cash from ATMs of other banks, anywhere in the world, free of charge 5 times per month!

Clients who will enter into an agreement with Citadele from 02.01.2017 to 01.10.2017 (inclusive), receive a new Citadele payment card, and apply for connection to Citadele Online Banking can get even more: a single payment of 3% cashback on purchases made using the Citadele payment card within the first three months (up to 50 EUR).

Clients are not eligible for the offer when:

  • applying for additional cards
  • re-registering cards
  • you are a client of the bank to whom different card tariffs are applied under Citadele's Product and Service Price List;
  • you are the client of the bank applying for a new Citadele payment card with contactless payment functionality in addition to an existing Citadele payment card
  • those who have an active Citadele payment card and/or Citadele payment card with American Express or closed it within the last 6 months

The following clients are also not eligible for cashback:

  • underage persons
  • clients whose accounts have been blocked upon request of competent state officers or state bodies, as of the day of the planned transfer of cashback to their accounts

We remind client that:

From 21.03.2016 to 01.01.2017, clients (private persons) who have applied for a Citadele payment card or Citadele American Express payment card, in addition to setting up Citadele Online Banking and SMS Bank have the opportunity to receive an offer under even more favourable terms:   

  • Citadele payment card with no card issue and monthly fee
  • Free cash withdrawal from Citadele and Nordea ATMs in Latvia
  • Free cash withdrawals from any bank’s ATM in Latvia and worldwide, five times per month,
  • Innovative Online Banking authorisation device MobileSCAN

These favourable terms will apply for 12 months from the moment when a Citadele payment card or Citadele American Express payment card has been issued and Citadele Online Banking and SMS Bank have been set up.

Favourable terms will also apply after 13 months from card issue date if the total amount of purchases made using the card in the past six months is not less than 100 EUR. This offer may be retained for as long as the total monthly amount of purchases exceeds 100 EUR, assessed every six months.

The offer does not apply to:

  • Redrawn and renewed cards
  • Additional cards
  • Minors
  • Clients already enjoying special payment card rates such as promotional rates, individual rates, or rates in accordance with contracts arranged with companies/institutions regarding the issuance of payment cards to employees of said companies/institutions
  • Clients to whom a Citadele payment card, Citadele American Express payment card or Citadele Maestro payment card was issued before 21 March 2016

Gain your income at Citadele and use not only even more favourable terms, but also the possibility to receive a consumer loan or mortgage loan at the lowest possible interest rates!

If you are already a client of another bank, please remember that switching to another bank account may be facilitated by the Common Principles for Bank Account Switching adopted by the European Banking Industry Committee (EBIC).

Become our client to get a card. If you are already our client, you are welcome to apply for your card via Online Banking or by filling out the Application Form.