X cards for private individuals

X Hero1

  EUR USD
Fee for card (per annum) 80 EUR 80 USD
Fee for supplementary card (per annum) 80 EUR 80 USD
New card issue (instead of existing) Free of charge Free of charge
Commission fee for goods and services purchase 0.5% (min EUR 0.15) 0.5% (min USD 0.20)
Cash withdrawal in ATM or in bank 3% (min. 5 EUR) 3% (min. 5 USD)
Credit limit amount individually individually
Minimum instalment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
Credit interest (per annum) 26% 26%
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card Interest rate is applicable as for term deposit in accordant currency Interest rate is applicable as for term deposit in accordant currency
Payment from account 19 As from current account + 3% As from current account + 3%

Effective from 15.05.2019.

 

X Platinum

  EUR USD
Fee for card (per annum) 200 EUR 200 USD
Fee for supplementary card (per annum) 200 EUR 200 USD
New card issue (instead of existing) Free of charge Free of charge
Commission fee for goods and services purchase 0.5% (min EUR 0.15) 0.5% (min USD 0.20)
Cash withdrawal in ATM or in bank 3% (min. 5 EUR) 3% (min. 5 USD)
Credit limit amount individually individually
Minimum instalment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
Credit interest (per annum) 24% 24%
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card Interest rate is applicable as for term deposit in accordant currency Interest rate is applicable as for term deposit in accordant currency
Payment from account2 As from current account + 3% As from current account + 3%
Annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport3 30 EUR (VAT included) 30 EUR (VAT included)
Fast track visit Not included Not included
Concierge service4 EUR 150 per annum EUR 150 per annum

Effective from 15.05.2019.

 

X Infinite

  EUR USD
Fee for card (per annum) 500 EUR 400 USD
Fee for supplementary card (per annum) 250 EUR 200 USD
New card issue (instead of existing) Free of charge Free of charge
Commission fee for goods and services purchase 0.5% (min EUR 0.15) 0.5% (min USD 0.20)
Cash withdrawal in ATM or in bank 3% (min. 5 EUR) 3% (min. 5 USD)
Credit limit amount individually individually
Minimum instalment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
Credit interest (per annum) 18% 18%
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card Interest rate is applicable as for term deposit in accordant currency Interest rate is applicable as for term deposit in accordant currency
Payment from account2 As from current account + 3% As from current account + 3%
Annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport3 30 EUR (VAT included)5 30 EUR (VAT included)5
Fast track visit EUR 10 VAT included)6 EUR 10 VAT included)6
Concierge service3 Free of a charge Free of a charge

Effective from 15.05.2019.

 


1 Till 12.12.2018.product’s name was X card.
2 The additional commission of 3% is not applied, if payment is executed within the terms of ‘Concierge service’.
3 Fee for visit set in EUR will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.
4 Service fee is applied for each payment card (incl. supplementary card) / cardholder linked to Concierge Service.
5 For Priority Pass cards, issued before 11.02.2019. within a calendar year, 3 (three) visits to airport’s VIP lounge to main card user is offered free of charge. For Priority Pass cards, issued after 11.02.2019. within a calendar year, 5 (five) visits to airport’s VIP lounge to main card user is offered free of charge.
6 Within a calendar year, 8 (eight) visits to main card user is offered free of charge.