Products and services, which are not issued/offered any more

Payment cards

Maestro, Visa Electron1

Fee for card (per annum) 50 EUR 50 USD
Fee for supplementary card (per annum) 50 EUR 50 USD
New card issue (instead of existing) Free of charge Free of charge
Commission fee for goods and services purchase 0.5% (min. 0.15 EUR) 0.5% (min. 0.20 USD)
Cash withdrawal in Citadele Bank As from current account As from current account
Cash withdrawal in ATM or in bank 1.5%  (min. 5 EUR) 1.5% (min. 5 USD)
Credit limit amount Not available Not available
Minimum instalment 100% of excess expenditure 100% of excess expenditure
Credit Interest rate (per annum), for private persons 28% 28%
Interest for unauthorised negative balance (per day) 0.175% 0.175%

Cash card CIRRUS1

Currency EUR USD
Fee for card (per annum) 50 EUR 50 USD
Fee for supplementary card (per annum) 50 EUR 50 USD
Cash withdrawal in Citadele Bank As from current account As from current account
Cash withdrawal in ATM of Citadele Bank in Latvia 1.5% (min. 3 EUR) 1.5% (min. 3 USD)
Cash withdrawal in other banks’ ATM 2% (min. EUR 5) 2% (min. USD 7)
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Payment from account attached to the card As from current account As from current account

The Platinum Card with finance collateral2

Currency EUR
Collateral deposit which serves as collateral for credit card Individually
Amount of credit limit Not offered
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure
Credit interest (per annum) 18%
Interest for unauthorized negative balance (per day) 0.175 EUR
Payment from account3 As from current account + 3%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card Interest rate is applicable as for savings account in accordant currency
Annual fee for Priority Pass Free of charge
Fee for 1 person’s visit at Priority Pass airport business area4,5 30 EUR (VAT)
Issue of written reference, account statement Free of charge
Concierge service Free of charge

 

Credit cards6

Visa Classic

  EUR USD
Fee for card 80 EUR 80 USD
Fee for supplementary card 80 EUR 80 USD
Commission fee for goods and services purchase 0.5% (min. 0.15 EUR) 0.5% (min. 0.20 USD)
Cash withdrawal in ATM or in bank 3% (min. 5 EUR) 3% (min. 5 USD)
Amount of credit limit Individually Individually
Minimum instalment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
Interest for unauthorized negative balance (per day) 0.175% 0.175%
Payment from account As from payment account + 3% As from payment account + 3%
Credit interest (per annum): 26% 26%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card Interest rate is applicable as for savings account in accordant currency Interest rate is applicable as for savings account in accordant currency

Visa Gold, MasterCard Gold

  EUR USD
Fee for card 180 EUR 180 USD
Fee for supplementary card 180 EUR 180 USD
Commission fee for goods and services purchase 0.5% (min. 0.15 EUR) 0.5% (min. 0.20 USD)
Cash withdrawal in ATM or in bank 3% (min.5 EUR) 3% (min. 5 USD)
Amount of credit limit Individually Individually
Minimum instalment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
Interest for unauthorized negative balance (per day) 0.175% 0.175%
Payment from account3 As from payment account + 3% As from payment account + 3%
Credit interest (per annum): 24% 24%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card Interest rate is applicable as for savings account in accordant currency Interest rate is applicable as for savings account in accordant currency
Annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included)4 30 EUR (VAT included)4
Concierge service7 200 EUR per annum 300 USD per annum

 

Visa Platinum

  EUR USD
Fee for card 250 EUR 350 USD
Fee for supplementary card 125 EUR 175 USD
Commission fee for goods and services purchase 0.5% 0.5%
Cash withdrawal in ATM or in bank 3% (min. 5 EUR) 3% (min. 5 USD
Amount of credit limit Individually Individually
Minimum instalment 5% of the used credit limit amount + 100% of excess expenditure 5% of the used credit limit amount + 100% of excess expenditure
Interest for unauthorized negative balance (per day) 0.175% 0.175%
Payment from account2 As from payment account + 3% As from payment account + 3%
Credit interest (per annum): 18% 18%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card Interest rate is applicable as for savings account in accordant currency Interest rate is applicable as for savings account in accordant currency
Annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included)5 30 EUR (VAT included)4,5
Concierge service Free of charge Free of charge

 

Visa Virtual, MasterCard Virtual8

Currency EUR
Fee for card (for 2 months/12 months.) 5 EUR/20 EUR
Commission fee for goods and services purchase 1%
Cash withdrawal in Citadele Bank 3% (min. 3 EUR)
Late payment interest (per year) 36%
Interest for unauthorised negative balance (per day) 0.175 EUR
Payment from account As from current account + 3%

 

Savings account9

Savings account Free of charge
Funds transfer from customer’s Savings account:  
to customer’s current account in Citadele Bank (with prior 7 calendar days notice to Citadele Bank) Free of charge
to other customer’s account in Citadele Bank or to account in other bank (with prior 7 calendar days notice to Citadele Bank) 1% + as for payment from current account
to customer’s current account in Citadele Bank, to other customer’s  account in Citadele Bank or to an account in other bank (without prior 7 calendar days notice to Citadele Bank) 1% + as for payment from current account
Cash withdrawal at Citadele Bank from customer’s Savings account (without prior 7 calendar days notice to Citadele Bank) 1% + as for cash withdrawal from current account
Cash deposit to Savings account As for cash deposit to current account

 


1 New cards are no longer issued from 15.05.2019.
2 New cards are no longer issued from 01.12.2016.
3 The additional commission of 3% is not applied, if money transfer is executed within the terms of ‘Concierge service’.
4 Fee for visit set in EUR will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.
5 Within a calendar year, one person's two visits or two persons' one visit with Priority Pass to airport’s VIP lounge to main card user is offered free of charge.
6 New, renewed and replaced cards are no longer offered from 10.04.2017.
7 Service fee is applied for each payment card / cardholder linked to Concierge Service.
8 New cards are no longer issued from 28.09.2018.
9 New Savings Account is no longer offered from 10.08.2016.