Cards no longer are being issued

Fees for Business customers

Visa Business

  USD EUR
Fee for card USD 120 per year EUR 120 per year
New card issue (instead of existing) Fee for card Fee for card
Commission fee for goods and services purchase 0.5% (min. USD 0.20) 0.5% (min. EUR 0.15)
Cash withdrawal in Citadele Bank ATMs  in Latvia 3% (min. USD 3) 3% (min. EUR 3)
Cash withdrawal in other banks, in ATMs of other banks 3% (min. USD 5) 3% (min. EUR 5)
Payment from account As from current account + 3% As from current account + 3%
Cash withdrawal in Citadele Bank 3% (min. USD 5) 3% (min. EUR 5)
Credit interest (per annum): 24% 24%
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card see Deposits chapter see Deposits chapter
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure 5% of the spent credit limit amount + 100% of excess expenditure
Currency exchange mark-up fee 4.3% 4.3%

Effective from 20.04.2018.

 

Visa Business Gold, Mastercard Business Gold

  USD EUR
Fee for card USD 200 per year EUR 200 per year
New card issue (instead of existing) Fee for card Fee for card
Commission fee for goods and services purchase 0.5% (min. USD 0.20) 0.5% (min. EUR 0.15)
Cash withdrawal in Citadele Bank ATMs  in Latvia 3% (min. USD 3) 3% (min. EUR 3)
Cash withdrawal in other banks, in ATMs of other banks 3% (min. USD 5) 3% (min. EUR 5)
Payment from account как с расчетного счета + 3% как с расчетного счета + 3%
Cash withdrawal in Citadele Bank 3% (min. USD 5) 3% (min. EUR 5)
Credit interest (per annum): 24% 24%
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card see Deposits chapter see Deposits chapter
Annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included) 1 30 EUR (VAT included)
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure 5% of the spent credit limit amount + 100% of excess expenditure
Concierge service 2 200 EUR per year 300 USD per year
Currency exchange mark-up fee 4.3% 4.3%

Effective from 11.02.2019.

 

Visa Gold

  EUR USD
Fee for card 180 EUR per year 180 USD per year
Fee for supplementary card 180 EUR per year 180 USD per year
New card issue (instead of existing) Not available Not available
Commission fee for goods and services purchase 0.5% (min. 0.15 EUR) 0.5% (min. 0.20 USD)
Cash withdrawal in Citadele Bank 3% (min. 5 EUR) 3% (min. 5 USD)
Cash withdrawal in Citadele Bank ATMs  in Latvia 3% (min. 3 EUR) 3% (min. 3 USD)
Cash withdrawal in other banks, in ATMs of other banks 3% (min. 5 EUR) 3% (min. 5 USD)
Credit limit amount individually individually
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure 5% of the spent credit limit amount + 100% of excess expenditure
Credit interest (per annum): 24% 24%
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Payment from account As from current account + 3% As from current account + 3%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card see Deposits chapter see Deposits chapter
Annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included) 30 EUR (VAT included) 1
Concierge service 2 200 EUR per year 300 USD per year
Currency exchange mark-up fee 4.3% 4.3%

Effective from 11.02.2019.

 

Visa Platinum

  EUR USD
Fee for card 250 EUR per year 350 USD per year
Fee for supplementary card 125 EUR per year 175 USD per year
New card issue (instead of existing) Not available Not available
Commission fee for goods and services purchase 0.5% 0.5%
Cash withdrawal in Citadele Bank 3% (min. 5 EUR) 3% (min. 5 USD)
Cash withdrawal in Citadele Bank ATMs  in Latvia 3% (min. 3 EUR) 3% (min. 3 USD)
Cash withdrawal in other banks, in ATMs of other banks 3% (min. 5 EUR) 3% (min. 5 USD)
Credit limit amount individually individually
Minimum instalment 5% of the spent credit limit amount + 100% of excess expenditure 5% of the spent credit limit amount + 100% of excess expenditure
Interest rate for the  spent credit limit till the 15th date of the next month 0% 0%
Credit interest (per annum): 18% 18%
Interest for unauthorised negative balance (per day) 0.175% 0.175%
Payment from account3 As from current account + 3% As from current account + 3%
Interest rate (per annum) for collateral deposit which serves as collateral for credit card see Deposits chapter see Deposits chapter
Annual fee for Priority Pass Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 4 30 EUR (VAT included) 30 EUR (VAT included) 1
Concierge service Free of charge Free of charge
Currency exchange mark-up fee 4.3% 4.3%

Effective from 11.02.2019.

 

Virtual credit cards

Visa Classic, Mastercard Mass EUR USD
Fee for card maintenance:
for 2 months
for 12 months
EUR 5
EUR 20

USD 5
USD 25
Purchase of goods and services 1% 1%
Payment from account as from current account + 3% as from current account + 3%
Cash withdrawal in Citadele Bank 3% (min. EUR 3 ) 3% (min. USD 5)
Interest for unauthorised negative balance (per day)7 0.175% 0.175%
Currency exchange mark-up fee 4.3% 4.3%

Effective from 20.04.2018.

 


1 Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.
2 Service fee is applied for each payment card (incl. supplementary card) / cardholder linked to Concierge Service.
3 The additional commission of 3% is not applied, if payment is executed within the terms of “Concierge service”.
4 Within a calendar year, one person's two visits or two persons' one visit with Priority Pass to airport’s VIP lounge to main card user is offered free of charge.