What is a SEPA payment?

A SEPA payment is money transfer in EUR throughout the European Union and in Iceland, Liechtenstein, Norway, Switzerland, Monaco and San Marino. SEPA payments are often called Europe payments, as this reflects the essence of SEPA payments: a method of sending EUR payments cheaply and conveniently within Europe. An EUR payment within Latvia is also a SEPA payment, as both the payer and recipient bank are within the European Union.

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