EVEN BETTER INSURANCE

To make sure you have exciting and safe experiences right here in Latvia, your X Corporate credit card will have additional insurance coverage. 

Covid-19 illness insurance
When traveling with X Corporate credit card, you and two colleagues accompanying you
will also be protected if Covid-19 illness is found abroad. If medical help is needed, medical expenses, expenses of replacement tickets if it is not possible to return to the scheduled time due to illness, medical evacuation will be reimbursed. Read the insurance terms before you travel.

Until 31.10.2020. the insurance of the bicycle policy, help package for your home and short trips in Latvia are extended.

Bike policy  
This will protect you when you go out on bike rides. The bike will be insured against damage and the risk of theft. Civil liability is also insured, if losses to third parties are caused by your bicycle during your ride. 

Help package for your home
Staying at home is now safe. In unexpected situations, your property will be protected, offering help in avoiding or limiting damage resulting from sudden accidents.

The following services are available in unexpected situations: 

  • Consultations by phone 26121212;
  • Key service, if you are locked in or out of your property; 
  • Carpentry services; 
  • Plumbing services; 
  • Liquid disposal services; 
  • Security services; 
  • Electrician services. 

Travels in Latvia
Now even better terms for travel within Latvia. When you travel 50km from your home and stay 1 night in paid or previously-reserved accommodation, you are insured against accidents, medical expenses, theft of cash, as well as your rental car deductible! 

More on bicycle insurance
More on help packages for your home

TRAVEL INSURANCE

Important to know before your trip

Medical expenses* incl. cost of medicin 100 000 EUR
Dental work 150 EUR
Medical transport 100 000 EUR
Repatriation in case of death 100 000 EUR
Patient repatriation 100 000 EUR
Expenses for person accompanying the victim 3 000 EUR
Accident insurance 30 000 EUR
Medical transport in country of residence 500 EUR
Travel expenses for arriving family members 3 000 EUR
Medical aids 300 EUR
Loss, damage, theft of baggage 1 000 EUR
Baggage delay 250 EUR
Travel document insurance (passport, ID card, driving license) 1 000 EUR
Flight delay, missed transfer, place on flight declined 250 EUR
Cancellation, disruption of trip 700 EUR
Missed trip due to traffic accident 750 EUR
Phone call expenses 100 EUR
Civil liability 10 000 EUR
Legal fees 2 000 EUR
Theft of money and robbery 150 EUR
Rental car CASCO deductible insurance 1 500 EUR
Theft of car keys 500 EUR

* If the incident occurs in Turkey, Egypt, Greece, Spain, Bulgaria, Thailand or Russia, you must use the AAS BTA Baltic Insurance Company Client Support Service to organise support, bearing in mind the service’s recommendations for choice of medical institution.

Insured amounts when travelling in country of residence:

Travel document insurance (passport, ID card, driving license) 200 EUR
Patient repatriation 3 000 EUR
Repatriation in case of death 3 000 EUR
Trip cancellation 300 EUR
Trip cancellation if the aim of the trip is a play or concert 300 EUR
Theft of money and robbery during travels 150 EUR
Accident insurance 5 000 EUR

Total amount covered during travels – 200 000 EUR

 

PURCHASE PROTECTION

Purchase protection against theft, damage and defects for up to 120 days and 20,000 EUR

Non-delivery of goods: 500 EUR

WHO TO CONTACT IN CASE OF AN INCIDENT?

If you need the advice of an insurance specialist, a consultation, or you wish to report an incident, call the AAS BTA Baltic Insurance Company Client Support Service at any time on their 24 hour phone line for Citadele clients: +371 27774492, or email assist@bta.lv


The Citadele Bank call centre is at your service 24 hours a day every day. They will explain the terms of your insurance and help you answer any question. Call +371 67010000.