Even better insurance

To make sure you have exciting and safe experiences right here in Latvia, your X Business Plus,  X Corporate credit card will have additional insurance coverage. 

Covid-19 illness insurance
When traveling with X Business Plus, X Corporate credit card, you and two colleagues accompanying you
will also be protected if Covid-19 illness is found abroad. If medical help is needed, medical expenses, expenses of replacement tickets if it is not possible to return to the scheduled time due to hospitalization, medical evacuation will be reimbursed. From 01.04.2021. the maximum limit for the amount of insurance for the risk “COVID-19 illness” has been changed. All insurance terms in Travel insurance contract.


Important to know before your trip

Medical expenses* incl. cost of medicin 100 000 EUR
Dental work 150 EUR
Medical transport 100 000 EUR
Repatriation in case of death 100 000 EUR
Patient repatriation 100 000 EUR
Expenses for person accompanying the victim 3 000 EUR
Accident insurance 30 000 EUR
Medical transport in country of residence 500 EUR
Travel expenses for arriving family members 3 000 EUR
Medical aids 300 EUR
Loss, damage, theft of baggage 1 000 EUR
Baggage delay 250 EUR
Travel document insurance (passport, ID card, driving license) 1 000 EUR
Flight delay, missed transfer, place on flight declined 250 EUR
Cancellation, disruption of trip 700 EUR
Missed trip due to traffic accident 750 EUR
Phone call expenses 100 EUR
Civil liability 10 000 EUR
Legal fees 2 000 EUR
Theft of money and robbery 150 EUR
Rental car CASCO deductible insurance 1 500 EUR
Theft of car keys 500 EUR

* If the incident occurs in Turkey, Egypt, Greece, Spain, Bulgaria, Thailand or Russia, you must use the AAS BTA Baltic Insurance Company Client Support Service to organise support, bearing in mind the service’s recommendations for choice of medical institution.

Insured amounts when travelling in country of residence:

Travel document insurance (passport, ID card, driving license) 200 EUR
Patient repatriation 3 000 EUR
Repatriation in case of death 3 000 EUR
Trip cancellation 300 EUR
Trip cancellation if the aim of the trip is a play or concert 300 EUR
Theft of money and robbery during travels 150 EUR
Accident insurance 5 000 EUR

Total amount covered during travels – 200 000 EUR



Purchase protection against theft, damage and defects for up to 120 days and 20,000 EUR

Non-delivery of goods: 500 EUR


If you need the advice of an insurance specialist, a consultation, or you wish to report an incident, call the AAS BTA Baltic Insurance Company Client Support Service at any time on their 24 hour phone line for Citadele clients: +371 27774492, or email assist@bta.lv

The Citadele Bank call centre is at your service 24 hours a day every day. They will explain the terms of your insurance and help you answer any question. Call +371 67010000.