Lending

Credit, Credit Line
Service Fee
Execution of a new credit, credit line1,2 From 1% of the credit total amount / increase of amount (min. EUR 300)
Execution of amendments:2,3
changes of repayment schedule with term extension and/ or interest payment conditions amendments without changing of credit maturity term (except change of payment date), change of currency set in credit or credit line, change of interest rate type, change of transaction type, int.al. transfer of credit line to credit or vice versa 1% of issued and unpaid credit or credit line (min. EUR 300)
changes of loan collateral registered in public registers, int. al. change of pledgor, change of one collateral to another and others For real estate 0.1% of issued and unpaid credit amount or credit line/ for other types of loan security EUR 150 per each loan security object for which changes are made
Full or partial premature repayment of credit/ reduction of credit line limit, int .al. in instances of refinancing 2% of prematurely repayable/ limit reduction amount (min. EUR 750)3
Fee for credit resources reservation Individually, min. 1% per annum of not issued credit amount/ undrawn credit line limit
Microloan for legal entities without pledge
Service Fee
New Microcredit Processing, incl. granting an additional limit and transaction term extension4 2% of amount (maks. 150 EUR)
Full or partial premature repayment of credit/ reduction of credit line limit5 and fee for credit resources reservation, int. al. undrawn limit of credit line 1% of unpaid credit amount (min. 100 EUR)
  • 1 Commission fee can be increased in specific or non-standard instances.
  • 2 If a document must be notarized, customer pay actual expenses of notary service additionally.
  • 3 Execution of mutual agreement or escrow account agreement about escrow account in other bank has a fee of 0.5% of transaction amount (min. 500 EUR). Commission fee can be increased in specific or non-standard instances.
  • 4 Additional commission fee can be added in case of Altum Guarantee.
  • 5 Commission fee can be increased in specific or non-standard instances.