Accumulating Savings Life Insurance

Effective since 11.12.2017

Life insurance with savings

Service	Fee	Fee
Contract currency	EUR	USD
Opening a checking account while entering into a contract for Accumulation+	free of charge	free of charge
Contract administration fee	in accordance with the terms of the contract	in accordance with the terms of the contract
Change of investment plan¹	Switching managed IPAS CBL AM funds up to 4 times a year for free¹	Switching managed IPAS CBL AM funds up to 4 times a year for free¹
Administration fee for the accumulation amount	in accordance with the terms of the contract	in accordance with the terms of the contract
Early termination fee	in accordance with the terms of the contract	in accordance with the terms of the contract
Fee for changes to the contract:
Extension of the contract term	free of charge	free of charge
Change in the amount of risk coverage	free of charge	free of charge
Change in the amount of additional risk coverage	free of charge	free of charge
Change in the list of insured persons	free of charge	free of charge
Change of the contract currency	1% of the accumulation amount (minimum 10 EUR)	1% of the accumulation amount (minimum 10 USD)

¹ In other cases of exchanging investment funds, fees for purchasing fund units are applied in accordance with the terms specified in the Agreement