Products and services that are no longer offered

Gold
Service Fee
Gold trading (only non-cash transactions) Information in Citadele Bank
Gold keeping in the bank 0.035% per month min. 30 EUR per month)
Gold Business Card VISA Business Gold, MasterCard Business Gold1
Currency EUR USD
Fee for card 8.50 EUR per month 70 USD per annum
Commission fee for goods and services purchase Free of charge 0.5%
Cash withdrawal in Citadele Bank, Cash withdrawal in other banks, Cash withdrawal in Citadele Bank ATMs in Latvia, in ATMs of other banks 3% (min. 3 EUR) 3% (min. 5 USD)
Credit limit amount Individually
Minimum instalment 5% of the used credit limit amount + 100% of excess expenditure 100% of the used credit limit amount + 100% of excess expenditure
Credit interest (per annum) 20% 24%
Late payment interest (increased credit interest, per annum) 60%
Interest rate for the spent credit limit till the 15th date of the next month 0% -
Interest for unauthorised negative balance 0.175% per day
Payment from account As from current account + 3%
Priority Pass Free of charge
Fee for 1 person’s visit at Priority Pass airport business area 30 EUR (VAT included)2
Concierge service 200 EUR per annum 300 USD per annum
Business card VISA Business, MasterCard Business3
Currency EUR USD
Fee for card 43 EUR per annum4 45 USD per annum
Fee for card 4.50 EUR per month 5,6
Commission fee for goods and services purchase Free of charge 0.5%
Cash withdrawal in Citadele Bank As from current account
Cash withdrawal in other banks, in ATMs of other banks 2% (min. 3 EUR) 2% (min. 5 USD)
Cash withdrawal in Citadele Bank ATMs in Latvia 1% (min. 1.30 EUR) 1 % (min. 3 USD)
Credit limit amount Individually
Minimum instalment 100% of the used credit limit amount + 100% of excess expenditure
Credit interest (per annum) 24%
Late payment interest (increased credit interest, per annum) 60%
Interest for unauthorised negative balance 0.175% per day
Payment from account As from current account
Maestro cards7
Payment card EUR Cash deposit card EUR
Fee for card 1.30 EUR per month 1.30 EUR per month
New card issue (instead of existing) Free of charge
Commission fee for goods and services purchase Free of charge Not available
Cash withdrawal in Citadele Bank ATMs in Latvia 1% (min. 1.30 EUR) Not available
Cash withdrawal in other banks, in ATMs of other banks 2% (min. 3 EUR) Not available
Late payment interest (increased credit interest, per annum) 60%
Late payment interest 0.175% per day
Payment from account As from current account
Currency exchange mark-up fee 4.3% -
  • 1 New, renewed and replaced cards are no longer offered.
  • 2 Service fee is applied for each payment card / cardholder linked to Concierge Service.
  • 3 New, renewed and replaced cards are no longer offered.
  • 4 Fee for VISA Business, MasterCard Business, that are issued till 20.09.2016 (inclusive).
  • 5 Fee for VISA Business, MasterCard Business, that are issued from 21.09.2016.
  • 6 Fee are applicable for Visa Business, Mastercard Business as of 01.05.2018 with closed annual fee payment period.
  • 7 From 10.06.2018. new cards are not issued.