Payment cards

X cards

  X Business EUR X Corporate EUR X Corporate USD
Fee for card 3.60 EUR per month 8.50 EUR per month 70 USD в год
New card issue (instead of existing) Free of charge Free of charge Free of charge
Commission fee for goods and services purchase Free of charge Free of charge 0.5%
Cash withdrawal in ATMs of Citadele Bank 0.5% (min. 3 EUR) 3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal in other banks, in ATMs of other banks 1.5% (min. 3 EUR) 3% (min. 3 EUR) 3% (min. 5 USD)
Credit limit amount Individually Individually Individually
Minimum instalment 100% of the excess expenditure + 100% of the excess expenditure 5% of the excess expenditure + 100% of the excess expenditure 100% of the excess expenditure + 100% of the excess expenditure
Interest rate (per annum) 24% 20% 24%
Late payment interest (increased credit interest, per annum) 60% 60% 60%
Late payment interest (per day) 0.175% 0.175% 0.175%
Payment from account As from current account As from current account +3% As from current account +3%
Currency exchange mark-up fee 4.3% 3% 4.3%
Priority Pass Not offered Free of charge Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport Not offered 30 EUR (VAT included)1 30 EUR (VAT included)1
Concierge service2 Not offered EUR 200 annum USD 300 annum

Effective from 15.05.2019.

 

Mastercard Business Debit

  Payment card EUR Cash deposit card EUR
Fee for card 1.25 EUR per month 0.50 EUR per month
New card issue (instead of existing) Free of charge Free of charge
Commission fee for goods and services purchase Free of charge Not offered
Cash withdrawal in ATMs of Citadele Bank 0.5% (min. 0.75 EUR) Not offered
Cash withdrawal in other banks, in ATMs of other banks 1% (min. 3 EUR) Not offered
Late payment interest (increased credit interest, per annum) 60% 60%
Late payment interest (per day) 0.175% 0.175%
Payment from account As from current account As from current account
Currency exchange mark- up fee 4.3% -

Effective from 10.06.2019.

 

Other payment card services

Balance review in ATMs:

  EUR USD
in Citadele Bank (Latvia) ATMs Free of charge Free of charge
in ATMs of other banks in Latvia 0.50 EUR 0.50 USD
in ATMs of other banks abroad 0.50 EUR 1 USD

Daily limit for one payment card for cash withdrawal at ATMs and POS terminals:

  EUR USD
using Maestro, Mastercard Business Debit, X Business, VISA Business, MasterCard Business 2200 EUR Equivalent 2200 EUR
using Mastercard Business Gold, Visa Business Gold, X Corporate 3000 EUR Equivalent 3000 EUR
Cash and POS operations’ daily or monthly limit increase above limit set in Pricelist, for one payment card EUR 7 or equivalent which is deducted from customer’s account upon receipt of customer’s application and limit increase EUR 7 or equivalent which is deducted from customer’s account upon receipt of customer’s application and limit increase

Monthly limit for one payment card for cash withdrawal at ATMs and POS terminals:

  EUR USD
using Maestro, Mastercard Business Debit, X Business, Visa Business, MasterCard Business, X Corporate, Visa Business Gold, MasterCard Business Gold 15000 EUR Equivalent 15000 EUR
Urgent card issue within 3 hours3 30 EUR 30 USD
Change of card’s PIN-code in Citadele ATM or mobile application Free of charge Free of charge

Effective from 15.05.2019.

 


1 Fee for visit (set in EUR) will be converted in card account’s currency according to Citadele Bank exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.
2 Service fee is applied for each payment card (incl. supplementary card) / cardholder linked to Concierge Service.
3 Refers only to plastic and PIN code producing. Card can be received only at branch ‘Citadele’ 2A Republikas Square, Riga.