Lending

Credit, Credit Line, Overdraft

1.1 Consideration of an application for new credit, credit line, overdraft/ for amendments of credit transaction 1:
1.1.1 For transactions up to 300 000 EUR 75 EUR
1.1.2. For transactions above 300 000 EUR 400 EUR
1.2. Execution of a new credit, credit line, overdraft (int. al. additional limit granting or setting of new term of repayment):
1.2.1 credit line, overdraft 0.7% of credit line, overdraft limit/ increase of limit (min. EUR 150)
1.2.2 credit 1% of the credit total amount / increase of amount (min. EUR 300)

 

1.3. Execution of amendments1

1.3.1. changes of repayment schedule with term extension:
1.3.1.1. up to 1 year 0.5% of issued and unpaid credit or credit line limit amount (min. EUR 300)
1.3.1.2. more than 1 year 1% of issued and unpaid credit or credit line limit amount (min. EUR 300)
1.3.2. Credit repayment and/ or interest payment conditions amendments without changing of credit maturity term (except change of payment date), change of currency set in credit or credit line or overdraft agreement, change of interest rate type, change of transaction type, int.al. transfer of credit line to credit or vice versa 1% of issued and unpaid credit or credit line limit amount (min. EUR 75)
1.3.3. Changes of loan collateral registered in public registers, int. al. change of pledgor, change of one collateral to another and others:
1.3.3.1. real estate 0.1% of issued and unpaid credit amount or credit line limit (min. EUR 150)
1.3.3.2. other types of loan security EUR 150 per each loan security object for which changes are made

 

 

1.4. Other amendments not mentioned in sup-positions of paragraph 1.3. 75 EUR per each document
1.5. Full or partial premature repayment of credit/ reduction of credit line limit 1:
1.5.1. premature repayment of credit/ reduction of credit line, overdraft limit, int .al. in instances of refinancing 2% of prematurely repayable/ limit reduction amount (min. EUR 750)
1.5.2. execution of mutual agreement or escrow account agreement about escrow account in other bank 1 0.5% of transaction amount (min. 500 EUR), simultaneously the respective commission fee set in paragraph 18.5.1. or set in credit/credit line agreement is applied
1.6. execution of amendments in documents, mentioned in paragraph 1.5.2. 75 EUR per each document
1.7. Плата за резервацию кредитных ресурсов Individually, min. 1% per annum of not issued credit amount/ undrawn credit line limit

Effective from 15.05.2019.

 

Microloan for legal entities without pledge

Consideration of an application for new Microloan Free of charge
New Microcredit Processing, incl. granting an additional limit 2% of amount (maks. 150 EUR)
Full or partial premature repayment of credit/ reduction of credit line limit 2 Free of charge
Fee for credit resources reservation, int. al. undrawn limit of credit line Free of charge
Transaction term extension 1% of amount (maks. 150 EUR)
Fee for Business card According to the current Price List
Interest rate (per year) Individually

Effective from 15.05.2019.

 

Bank Guarantee

 

Consideration of an application for receiving of guarantee (s)/consideration of amendments:

if secured by cash assets or term deposit Free of charge
other security3 Free of charge

 

Preparation of agreement on issuance of bank guarantee(s) and related documents:

if secured by cash assets or term deposit Free of charge
other security As agreed (min 150 EUR)

 

Issuance of a guarantee/ increase in guarantee amount / term prolonging:

if secured by cash assets 0.3% from guarantee amount / of amount regarding which amendments are made to (min. EUR 100)
other security 0.8% from guarantee amount / of amount regarding which amendments are made to (min. EUR 150)

 

Fee for guarantee utilisation:

if secured by cash assets or term deposit 0.8% per annum of guarantee amount / of amount regarding which amendments are made to
other security Starting from 3% per annum of guarantee amount / of amount regarding which amendments are made to
Amendments to the agreement 75 EUR
Amendments to guarantee (except increase in guarantee amount) 80 EUR
Amendments to guarantee (including increase in guarantee amount) 50 EUR
Additional commission fee for urgent execution of guarantee, its amendments, confirmation, during 1 working day 50 EUR
Preparation and reconciliation of the guarantee’s draft (applicable if guarantee is not issued) 50 EUR
Payment under guarantee/ Processing of payment demand 0.2% of the repayable amount (min. EUR 200)
Notification on guarantee issued by another bank 0.1% of guarantee amount (min. EUR 85, max. EUR 500)
Notification on amendments to the guarantee issued by another bank, revocation of the guarantee 75 EUR
Preparation and sending of the claim under the guarantee, on behalf of the customer 250 EUR
Review and confirmation of the authenticity of the guarantee issued by the other bank 40 EUR
Revocation of the guarantee before expiry date4 25 EUR

Effective from 15.05.2019.

 

Import Letter of Credit

Consideration of an application for issuance of import letter of credit Free of charge
Execution of a new import letter of credit / increase of amount of the import letter of credit 0.25% of value / increase of the value of import letter of credit (min. EUR 170)
Amendments to provisions of import letter of credit (except for increase in amount of the import letter of credit), revocation or cancellation of unutilised import letter of credit, amendments of agreement 75 EUR
mport letter’s of credit draft preparation and reconciliation (applicable if import letter of credit is not issued) 50 EUR
Additional commission fee for urgent execution of the import letter of credit, during 1 working day 50 EUR
Review of documents, payment 0.2% of value of documents (min. 170 EUR)
Commission for discrepancies in documents presented 70 EUR
Return of unpaid documents 40 EUR
Endorsement of documents of letter of credit 20 EUR
Revocation of letter of credit before expiry date 25 EUR
Notification on issuance of Assignment of proceeds 50 EUR

Effective from 15.05.2019.

 

Export Letter of Credit

Preliminary notification on issuance of export letter of credit 40 EUR
Notification on issuance of export letter of credit 0.1% of value of export letter of credit (min. 85 EUR, maks. 500 EUR)
Processing and reconciliation of the draft of export letter of credit 50 EUR
Amendments to provisions of export letter of credit, revocation or cancellation of unutilised export letter of credit 75 EUR
Preliminary review of documents under export letter of credit 80 EUR
Review, payment of documents 0.2% of value of documents (min. 200 EUR)
Payment under export letter of credit without presentation of documents 0.1% of payment amount (min. 100 EUR, maks. 500 EUR)
Return of the discrepant documents 40 EUR
Transfer of export letter of credit 0.15% of value of transferred export letter of credit (min. 200 EUR)
Cession under export letter of credit 0.1% of cession amount
Confirmation of letter of credit issued by another bank As agreed
Consulting in preparation of the documents 30 EUR per each document
Negotiation of export letter of credit, discounting of export letter of credit As agreed
Notification on letter on assignment 50 EUR

Effective from 15.05.2019.

 

Documentary collection

 

Import documentary collection:

Notification on documentary collection 50 EUR
Delivery of documents against payment, acceptance or free of payment 0.1% of collection amount (min. 100 EUR)

 

Export documentary collection:

Receiving of documents for payment or acceptance 40 EUR
Payment of document 0.1% от суммы инкассо (мин. 100 EUR)
Amendments to terms, instructions of documentary collection 40 EUR
Sending, return of refused documents 40 EUR

Effective from 15.05.2019.

 


В специфических или нестандартных случаях комиссия может быть увеличена.