Microloans for your business

Fast loans of up to 30,000 Euro.

Receive an offer

  • Choose the most convenient repayment method - by schedule or by card
  • Apply, and we will make a decision on issuing your loan within 10 minutes, and the money will be in your business account within 2 working days
  • Don’t worry about collateral - you don’t need any

Success needs a springboard

Everyone deserves a springboard. We are amazed by and support exciting people. From a cafe in the park to five restaurants throughout Latvia. From a powerful saw to a sawmill. From a face cream to a skincare line. These are just a few things we have helped launch.

We support your brave ideas just as bravely

  • Get a loan from 1,000 to 30,000 Euro, depending on the turnover of your business.
  • Come as you are! Your business’ links with other banks don’t matter.
  • Your needs can vary - from small repairs to filling your warehouse before the active season.
  • Interest rate from 12% per year.
  • No using your property as security.

Receive an offer

Choose the most suitable repayment method

  • Microloan with repayment schedule

    The money will arrive in your account within a few hours of signing the contract.

    Find out more

  • Microloan with card

    Only pay interest on how much of your credit limit you spend.

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Microloan with repayment schedule

  • Sign a contract and the money will arrive in the business’ account within a few hours.
  • Put together a convenient repayment schedule of up to 5 years.
  • Receive a loan without using your property as security.
  • Receive a loan with an interest rate of 12% per year.

Receive an offer

Microloan with card

  • Sign a contract and receive the money with your X Business card within 2 working days.
  • Repay 5% of the amount spent every month.
  • You can use your repaid credit limit again if necessary.
  • Repay your loan before the repayment deadline with no commission fee.

Receive an offer

Ready for your springboard?

  • First find out how much your business can borrow.
  • Find out here on our website, the online bank or at a Citadele branch.
  • We will give you an answer on how much your business can borrow and at what interest rate straight away.
  • If your business still isn’t a Citadele client, submit an account statement for the past 12 months.
  • Sign a contract and the money will arrive in your business account.

Receive an offer

Even more opportunities

  • Payment plans

    One payment for many transfers

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  • Payment card acceptance

    5 kinds of terminals for different kinds of retail locations

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  • Other types of financing

    Financing from 7,000 Euro to several million Euro to develop your business.

    Find out more