From idea to full

Microloans for businesses - fast loans of up to 30,000 Euro

Receive an offer

  • The amount you are issued as a microloan is determined by the turnover of your business
  • Only pay interest on the amount you use
  • For any needs

Success needs a springboard

Everyone deserves a springboard. We applaud and support people who do exciting things. From a cafe in the park to five restaurants throughout Latvia. From a powerful saw to a timber mill. From a face cream to a skincare line. These are just some of the launches we have supported.

We support your brave ideas just as bravely

  • Get a loan of between 1,000 and 30,000 Euro, depending on your turnover.
  • Come as you are! Links with other banks are no barrier.
  • Your needs can also vary - from small renovations to filling a warehouse before the busy season.
  • Only pay interest on what you spend.
  • Property insurance is not necessary.

Receive an offer

You’re thinking: what’s the catch?

There is no catch. But we are a bank. Friendly and good value - but still a bank. So bear this in mind too:

  • Interest rate from 12% per year.
  • Every month pay back 5% of the credit limit spent.
  • The repaid portion of the credit limit is available straight away to use again.

Receive an offer

Well, ready to jump?

  • First, find out if we will be able to give you a loan.
  • You can find out here on our website, online bank or at a Citadele branch.
  • We will give you an answer straight away on the amount available to your business and at what rate.
  • If the business is not yet our client, submit an account statement for the last 12 months.
  • We’ll sign a contract, and the money will be in your business account within 2 working days.

Receive an offer

Find out now how much you could receive

  • You can get by without coming to the bank!

    Find out your business’ credit rating and receive a Microloan offer here.

    Find out your credit rating

  • Consultation

    If you’d prefer to chat, feel free to contact our managers.

    Contact us

More opportunities

  • Payment plans

    One fee for multiple transactions.

    Find out more

  • Payment card terminals

    5 types of card terminal for different retail locations.

    Find out more

  • Other financing methods

    Financing from 7000 to several million Euro to develop your business.

    Find out more